Buy | Beneke knows Homes

10 Steps of buying a home

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1 - Choose a Realtor

Find a knowledgeable, experienced real estate agent who understands your needs, budget, and desired location. A great realtor will guide you through the process, negotiate on your behalf, and provide market insights.

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2 - Get Pre-Approved for a Mortgage

Before house hunting, meet with a lender to determine how much you can afford. Pre-approval strengthens your offer and gives sellers confidence in your financial ability.

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3 - Define Your Must-Haves

List your priorities (location, size, features, etc.) and begin touring homes. Your realtor will help schedule showings, provide market comparisons, and refine your search.

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4 - Make an Offer & Negotiate

Once you find the right home, your realtor will help you draft an offer. This includes price, contingencies (inspection, financing, etc.), and closing terms. Be prepared for negotiations.

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5 - Sign a Purchase Agreement

After the offer is accepted, both parties sign a contract outlining the sale details, including deadlines for inspections, financing approval, and closing.

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6 - Schedule a Home Inspection

Hire a professional inspector to evaluate the property’s condition. If major issues arise, you can renegotiate, request repairs, or walk away if the contract allows.

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7 - Secure Financing & Appraisal

Your lender will finalize your mortgage, and an appraiser will assess the property’s value to ensure it aligns with the loan amount.

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8 - Conduct a Final Walkthrough

A few days before closing, visit the property to ensure any agreed-upon repairs were completed and that the home is in the expected condition.

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9 - Closing Day

At the closing appointment, review and sign legal documents, pay closing costs, and finalize the mortgage. Your realtor and attorney (if required) will ensure everything is in order.

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10 - Get the Keys & Move In!

Once the transaction is officially recorded, the home is yours! You’ll receive the keys and can start moving into your new property.

Our first meeting is all about understanding what you’re looking for and creating a plan to find your perfect home. It’s completely complimentary, no pressure—just a chance to go over the process and answer any questions you have.

Here’s what to expect:

✅ Your Goals & Wish List – We’ll talk about what you're looking for in a home—location, size, style, must-haves, and deal-breakers—so I can tailor the search to your needs.

✅ Budget & Pre-Approval – If you haven’t already, I’ll guide you through the mortgage pre-approval process so you know exactly what price range to focus on and can make competitive offers when the time comes.

✅ Market Overview – I’ll give you insights on current market conditions, including home prices, inventory levels, and what to expect when making an offer.

✅ The Home Buying Process – I’ll walk you through every step, from home tours and making an offer to inspections, financing, and closing. My goal is to make sure you feel confident and informed.

✅ Q&A & Next Steps – I’ll answer any questions you have and set up a plan to start finding homes that match your needs. If you’re ready, we can begin scheduling showings right away!

There’s no obligation—just valuable insights to help you make the best decision. Let’s connect and start the journey to finding your perfect home!

Jurgen Beneke

Real Estate Expert